Home Is Where The Heart Is

Building Insurance is a policy that protects your property against damage such as flood, fire, and even accidents.

Contents Insurance protects your personal belongings for similar issues, as well as theft. The easiest way to understand the difference is; if you were to tip your house upside down, everything that fell out would be considered as a content, and everything that remained would be considered as a fixture, therefore forming part of the building.

Building Insurance is a mandatory requirement for the mortgage lender, and they may insist to see a copy of the policy before they release the funds for your purchase. Although contents is not a must have we heavily encourage that both insurances are taken together because after all, it’s your personal belongings that make your house a home.

You may have come across Home insurance on comparison sites and you may even be offered a toy or a free pizza for signing up. Is this really the type of policy you are after, where ‘freebies’ are thrown your way to entice you?

Why should you choose us?

There are many things to consider when choosing the right insurer such as, property construction type, new for old cover, the right excess, trace & access, the list goes on. As dedicated mortgage and insurance experts, we will deal with everything on your behalf and make sure that we find the most suitable policy for your circumstances. We understand the complex nature of these policies so that should the unexpected happen, you have sufficient cover in place to protect against the loss. We do not like wasting our client’s money and this is why we will source the most competitive premium available whilst ensuring that you have comprehensive cover.

Unlike buying online, will you receive advice from us?
100%
Do we offer 5* Defaqto rated policies?
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WILL WE ASSIST WITH MAKING A CLAIM ON THE POLICY?
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If you already have cover in place, our professional advisers can review your existing policy to make sure that you have the correct levels of cover and compare this with policies we have access to. You will leave the conversation with confirmation from a professional that your policy is sufficient, or a higher quality policy whilst maintaining a competitive price.

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